[abstract] in recent years, along with our country economy fast and steady growth and income level, financial markets won the unprecedented development, financial products more family financial structure, change a more and more people concern, financial management. But because of the inhabitants of the development of family financial management is short, the lack of professional knowledge, financial services, poor quality of financial risk consciousness that residents in low various problems in finance. Therefore, sets up the correct scientific management idea, the financing methods, improve financial market mechanism is particularly important.
Paper is divided into three parts: first, based on our family financial development track of the residents, from family financial needs, financial tools and financial services of residents in our country are introduced the present situation of the development of family financial business, Secondly, from households and financial market environment management from two aspects elaborated on China's finance business households and the existing problems, including residents immature and financial management concept, and too simple method is simple low-level financial markets inferior, Finally, according to our family financial problems of residents, from the view of correct financial management methods of training, scientific management and the perfection of the market mastery etc. To put forward the corresponding countermeasures.
[key] family financial management, Financial markets, Financial tools, Financing methods
Chinese Families Financial Situation, Problems and Solutions
[Abstract] In recent years, as China's rapid, steady growth, higher incomes, improved access to an unprecedented financial market development, financial products are more and more households in financial structure changed significantly, more number of residents concerned about the financial management and investment banking. However, because of the residents of the development of more short-term family financial management, lack of financial expertise, financial services, poor quality of financial management and low awareness of risk led to residents in the financial management problems occur. Therefore, a correct financial management concepts, master scientific methods of financial management, improve financial market mechanism is particularly important.
Paper is divided into three parts: First, based on the development path of Chinese Families Financial Review, from the family financial needs, financial tools and financial services, introduced the development of Chinese Families Financial Services current situation; Secondly, households and financial management financial market environment in the described business at the present stage of Chinese Families fiscal problems, including residents immature financial concepts, financial management methods are too simple, and the financial market is a simple and low-level, etc.; Finally, our resident family financial management problems Money from the correct concept of culture, science and financial management methods and financial market, improve the control and other aspects of the corresponding countermeasures.
[Key words] family financial management; financial markets; financial instruments; financial management
英语高手请帮忙，帮我将下面一段话翻译成英文，谢绝在线翻译和工具翻译~
With the fact that our country national economy continuing for , developing speedily, resident's investment wish and modern times the concept managing money matters strengthens , the finance serves need diversifying also gradually , individual development of the business managing money matters becomes commercial bank business opening up a priority of exhibition. Commercial bank individual the business managing money matters is low one risk , low cost , high avails centre business new and developing, not only being able to increase the bank centre business invisible income, drive bank retail business entirety to develop , can bring large amount of capital deposit in foreign currency fund precipitayion to large amount of capital deposit in foreign currency fund precipitayion commercial bank and. For the overall development strategy realizing our country commercial bank, accelerate development of retail business , have certainly needing business current situation managing money matters to our country commercial bank individual and developing investigation and discussion and analysis being in progress. The thesis is three the following parts together mark: First, business develops the trajectory retrospect owing to that the commercial bank individual manages money matters, history and current situation that the business having introduced that our country commercial bank individual manages money matters develops; Secondly, two aspect has set forth the problem that our country commercial bank individual there exists in business present stage managing money matters from the outside environment and bank inside system, the defect including laws and statutes , financial policy , marketplace environment and personal credit system , the commercial bank deficiency and in the field of technology system and the professional; Business have problem managing money matters finally, specifically for our country commercial bank individual, aspect such as improving and perfecting from legal system , the financial policy changing , the target market subdividing , systematic FOAK of technology and professional's culture has submitted corresponding countermeasure suggestion.
The talent people with Mathematical sophistication are very important for the development of future economy, the revival of the technology and the culture of a number of creative and pioneering talent. How to nurture and develop the Mathematical sophistication is an important problem for our Mathematical educators. The new "Mathematics Course Standard"demands schools and teachers to focus on developing the Mathematical sophistication of middle school students and inspiring their interests in study to promote the comprehensive development of middle school students. This book combines the teaching examples, and explains how to improve the Mathematical sophistication of middle school students in the facets of Mathematical quality, Mathematical thinking methods, Mathematical language and the application consciousness of Mathematics.
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